1) Kimchi is a traditional Korean side dish made of fermented vegetables, primarily cabbage and radishes, seasoned with chili pepper, garlic, ginger, and other spices. It is a staple in Korean cuisine and is known for its tangy and spicy flavors. Kimchi is rich in vitamins, minerals, and probiotics, making it not only a delicious accompaniment but also a healthy addition to meals.

2) Online banking and mobile banking have become increasingly popular, providing convenient access to banking services through digital platforms.

3) The International Monetary Fund (IMF) and the World Bank are international financial institutions that work to promote global financial stability and economic development.

4) The global response to climate change includes the Paris Agreement, an international treaty aiming to limit global warming and strengthen countries' efforts to address climate change through mitigation and adaptation strategies.